About American Safe Health Advisors

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1. Original Medicare (Parts A and B)
   
   • Part A: Covers hospital stays, skilled nursing, hospice, and some home health care.
   • Part B: Covers outpatient care, doctor visits, preventive services, and some home health care.
   • Beneficiaries pay a monthly premium for Part B and may face deductibles and coinsurance.

1. Medicare Advantage Plans (Part C)
   
   • Offered by private insurers, these plans combine coverage from both Part A and Part B, often including additional benefits like vision and dental.
   • Usually have lower out-of-pocket costs but require using a network of providers.

1. Medicare Prescription Drug Plans (Part D)
   
   • Standalone plans that help cover the cost of prescription medications.
   • Available to those with Original Medicare and may vary in premiums and covered drugs.

1. Medigap (Supplemental Insurance)
   
   • Private policies that help pay for costs not covered by Original Medicare, such as deductibles and copayments.
   • Can only be purchased by those enrolled in Original Medicare and varies in coverage options.
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It offers financial assistance, such as subsidies, to lower-income individuals and families to help pay for health insurance premiums through the Health Insurance  Marketplace. The mission is to insure that every American has access to comprehensive and affordable healthcare.

Pre-need funeral plans allow individuals to arrange and pay for their funeral services in advance. This can alleviate the financial burden on family members and ensure that the individual's wishes are honored. These plans can cover various aspects, including burial or cremation, service details, and related costs.

Life insurance is a contract that provides financial protection to beneficiaries upon the policyholder's death. It helps cover expenses such as funeral costs, debts, and living expenses. There are two main types: term life insurance, which provides coverage for a specific period, and whole life insurance, which offers lifelong coverage with a cash value component.